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BON Credit
✓ verifiedFree
Free iPhone app acting as an AI debt coach that links credit cards via Plaid and builds a payoff plan with reminders.
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Moning
✓ verifiedFreemium
Wealth-tracking platform for retail investors to monitor stocks, ETFs and crypto portfolios with dividend planning and AI analysis.
89K visits/mo
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clerkie.io
✓ verifiedPaid
AI-driven debt repayment and loan-management platform helping lenders optimize collections and borrowers manage payments.
12K visits/mo
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Lums
✓ verifiedPaid
AI budgeting app built on double-entry accounting that syncs banks via Plaid and forecasts future balances.
302 visits/mo
Pricing
No public pricing
No public pricing
No public pricing
Monthly: $3.33/mo (limited-time, regularly $6.66)
Yearly: $39.99/yr (regularly $79.99)
Free trial available
Core features
- ✦Secure credit-card linking via Plaid
- ✦AI-generated debt payoff plan
- ✦Prioritizes which card to pay first
- ✦Estimated debt-free date
- ✦Due-date reminders and daily coaching
- ✦Balance-transfer and consolidation suggestions
- ✦24/7 AI money Q&A
- ✦Consolidated multi-asset portfolio dashboard
- ✦Research on stocks, ETFs, funds and crypto
- ✦Dividend calendar and passive-income planning
- ✦AI portfolio analysis and stock-sheet insights
- ✦Performance, return-on-cost and sector breakdowns
- ✦Public portfolios and community statistics
- ✦AI-recommended repayment plans
- ✦Smart payment/settlement experience
- ✦Loan portfolio management and optimization
- ✦Real-time reporting and compliance
- ✦RESTful API integration
- ✦Security controls and audit logging
- ✦Double-entry accounting engine
- ✦Bank sync via Plaid (200+ institutions)
- ✦AI chat over your live financial data
- ✦Budget setup and category tracking
- ✦Balance forecasting and smart alerts
- ✦Multi-currency, net worth and cash flow
Use cases
- →Planning credit-card debt payoff
- →Choosing payment order to cut interest
- →Getting due-date reminders
- →Exploring balance transfers or consolidation
- →Tracking a diversified investment portfolio
- →Planning and anticipating dividend income
- →Researching stocks, funds and crypto
- →Learning to make better investment decisions
- →Automate loan collections
- →Help borrowers manage and settle debt
- →Optimize lender loan portfolios
- →Integrate repayment into existing systems
- →Build and manage a budget
- →Track spending and net worth
- →Forecast upcoming balances
- →Ask questions about your finances
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