Lums
verifiedPaidlums.ai
AI budgeting app built on double-entry accounting that syncs banks via Plaid and forecasts future balances.
What it does
Lums is a personal budgeting app built on double-entry bookkeeping. It connects bank accounts through Plaid (or manual entry), tracks spending, net worth and cash flow, forecasts future balances, and lets users query their finances in plain English via AI chat. Data is processed in the company's own secure cloud, not sent to external AI services.
Core features
Double-entry accounting engine
Bank sync via Plaid (200+ institutions)
AI chat over your live financial data
Budget setup and category tracking
Balance forecasting and smart alerts
Multi-currency, net worth and cash flow
Best for
→Build and manage a budget
→Track spending and net worth
→Forecast upcoming balances
→Ask questions about your finances
Pricing
Monthly
$3.33/mo
Yearly
$39.99/yr
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