xPay

What it does

xPay is a powerful, end-to-end cross-border payment, billing, and sales operations solution tailored for businesses, especially SaaS and e-commerce companies, operating out of India, Singapore, and the US. It enables seamless acceptance of global payments across 150+ countries and 100+ currencies with high success rates (up to 95%) and integrated compliance. xPay streamlines complex international payment flows by offering features like global subscription collection (unique for Indian gateways), automated sales tax compliance, virtual foreign bank accounts for collections (USD, GBP, CAD), and automated FIRC generation, making global expansion effortless and compliant for merchants.

Core features

• ✦95%+ Success Rate on International Payments
• ✦Automated Sales Tax Compliance (100+ geographies)
• ✦Global Subscription Collection (India’s only gateway)
• ✦Virtual US/Foreign Accounts for Collection (USD, GBP, CAD)
• ✦International Payment Gateway supporting 40+ local methods
• ✦Automated FIRC (Foreign Inward Remittance Certificate) generation

Use cases

• →SaaS companies collecting recurring subscriptions globally without setting up foreign entities.
• →E-commerce businesses managing complex billing, tax, and payment needs across borders.
• →Edtech platforms offering flexible payment options (BNPL) to global students.
• →Accepting high-success-rate payments in markets traditionally challenging for global gateways (e.g., Pakistan and Bangladesh).
• →Indian enterprises scaling efficiently by consolidating all global payment methods into one integration.