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Simplify Money

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AI personal finance app for India combining spending tracking, goal-based investing, and conversational tax filing for young earners.

What it does

Simplify Money is a mobile app for Indian users that tracks spending across accounts, offers an AI advisor (Kuber.AI) for savings and investment suggestions, and includes 'Tax Pilot,' a conversational feature that files income tax returns by pulling Form 16, AIS, and 26AS data automatically. It also lets users buy digital gold and insurance within the app.

Core features

Unified tracking of bank accounts, cards, loans, and investments
Kuber.AI conversational financial advisor for savings/investment suggestions
Conversational ITR filing that auto-fetches tax portal documents
Goal-based investment planning for travel, gadgets, or home purchases
24K digital gold purchases starting from small amounts
In-app insurance marketplace (health, term, car)

Best for

Young earners in India wanting a single view of their finances
Filing income tax returns without a CA or manual portal navigation
Setting and tracking savings goals like travel or a home purchase
Investing idle cash into FDs, SIPs, or digital gold from a phone
Comparing and buying insurance policies online

Pricing

Tax Pilot: ₹25 (starting price for AI-assisted income tax return filing)
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