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Financial Fitness Passport

verifiedFreemiumfinancialfitnesspassport.com

Privacy-first financial-wellness app with a scoring system, retirement calculator, and AI coach; no bank linking required.

What it does

Financial Fitness Passport is a privacy-first financial-wellness platform. Users manually enter their finances (no bank linking) to get a Passport Score and roadmap. The paid Pro tier unlocks the proprietary Retirement Number calculator, cash-flow and debt tools, a calculator suite, and Penny, an AI coach that can also analyze uploaded documents. Employer, advisor, and bank/credit-union programs are also offered.

Core features

Passport Score and personalized roadmap
Retirement Number calculator
Penny AI financial coach with document analysis
Cash flow, debt (snowball/avalanche), and investing modules
Six-tool financial calculator suite
No bank linking (manual, privacy-first data)
Gamified badges and educational academy

Best for

Assessing overall financial health
Planning for retirement
Building a debt-payoff plan
Employee financial-wellness benefit
Advisor client engagement

Pricing

Free
Pro
$9.99/month
Enterprise
$30
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