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Side-by-side features, use cases and pricing — because the right pick depends on your job and budget, not just the ranking.
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Lums
✓ verifiedPaid
AI budgeting app built on double-entry accounting that syncs banks via Plaid and forecasts future balances.
302 visits/mo
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Hint
✓ verifiedPaid
Subscription astrology app pairing AI birth-chart reports with paid 1:1 chats and calls with human astrologers.
13M visits/mo
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Tarotap
✓ verifiedFreemium
AI tarot chat platform with multiple reader personalities offering conversational, follow-up-driven readings and spreads.
2.3M visits/mo5.9K saves
Pricing
Monthly: $3.33/mo (limited-time, regularly $6.66)
Yearly: $39.99/yr (regularly $79.99)
Free trial available
Subscription: $29.99/mo (after a $1 7-day trial)
Astrologer call: $19.99 first call, then $29.99/call
Free: $0 (1 reading/day)
Plus: $10.83/month (billed $129.90/year)
Pro: $83.33/month (billed $999.90/year)
Core features
- ✦Double-entry accounting engine
- ✦Bank sync via Plaid (200+ institutions)
- ✦AI chat over your live financial data
- ✦Budget setup and category tracking
- ✦Balance forecasting and smart alerts
- ✦Multi-currency, net worth and cash flow
- ✦AI-personalized birth-chart reports
- ✦1:1 chats with professional astrologers
- ✦Compatibility and relationship analysis
- ✦Daily and monthly horoscopes
- ✦Palmistry, numerology, tarot, astrocartography
- ✦Paid live astrologer calls
- ✦AI selects a tarot spread automatically from a described question
- ✦Conversational follow-up questions after the initial reading
- ✦Six AI reader personalities with different interpretive styles
- ✦Deep Insight mode cross-referencing card combinations
- ✦Yearly, year-ahead, and monthly fortune readings
- ✦Oracle card draws and manifestation goal tracking
- ✦Per-reader conversation memory
Use cases
- →Build and manage a budget
- →Track spending and net worth
- →Forecast upcoming balances
- →Ask questions about your finances
- →Getting personalized astrology guidance
- →Exploring relationship compatibility
- →Reading daily horoscopes
- →Consulting a human astrologer on decisions
- →Users wanting an ongoing, conversational tarot session with follow-ups
- →People choosing between different reader personality styles
- →Long-term planning through yearly and monthly fortune spreads
- →Casual daily reflection via quick yes/no or love readings
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